How to Buy a Home in Your 20s


If you’re a 20-something millennial who is looking to buy a home, these tips will help set you up to get started.
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We’ve really got to hand it to the millennial generation—they’re an educated, tech-savvy bunch who really know what they want. Lately we’ve been finding that many 20-somethings are deciding that they want to buy their first home and leave renting behind. Today I’m here to explain just how a millennial first-time homebuyer can purchase a home with as little stress as possible.

1. Decide if you’re really ready to commit. Buying a home is the largest purchase that you’ll likely ever make in your life. You probably shouldn’t purchase a home if you can’t commit to living there for at least three to five years. 


2. Understand your finances. Lenders are going to consider every part of your financial profile, including your salary, your bills, your spending habits, and any debt you’ve incurred. Remember: homeownership doesn’t end with your mortgage payment, so be sure to budget appropriately.


3. Consider credit and savings. The better your credit score, the better the interest rate you’ll be offered. Banks know those who have better credit scores are less risky, so be mindful of paying off your bills and other payments in a timely manner.



We’ll listen to what your needs are and guide you to a successful and sustainable outcome. We are here for you.

4. Look at your savings account. You’ll need some cash to cover some of the fees involved, like attorney fees, mortgage fees, etc.


5. Find a lender and get pre-approved. This is the most important thing you can do before beginning your home search. If you do this, you’ll know what your spending power is and what price range you should stick to. I can recommend a number of mortgage lenders out there who my clients have worked with and trust.


6. Work with an agent you trust. You’ll need professional help, and our team is very good at providing it. We’ll listen to what your needs are and guide you to a successful and sustainable outcome. We are here for you.

If you have any questions about buying your first home, all you need to do is reach out to us. We would be glad to have an open discussion about what you’ll need to do in order to make your homeownership goals a reality.


How to Reduce Your Home Selling Stress


Selling a home is stressful. Here’s how we make the process easier for our clients.

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Today I am here to talk to you about reducing your home selling stress. Most home sellers think that the work is done after they have decided to sell, but many are rudely awakened by a more stressful experience than they had previously expected. Here are a few ways that you can reduce home selling stress when it comes time for you to list.

The first thing you need to do is recruit a great Realtor. A truly great Realtor bears the responsibility of carrying the stress for their sellers. We are the ones with the background experience and training to navigate most circumstances that you will come across. As a matter of fact, we recently closed on a property that needed a new septic system. That held up closing, which caused the sellers to be very stressed out wondering if the sale would close. However, we were able to be there for our clients, keep everyone calm, and get the transaction through to closing with minimal hiccups.

In our experience, the most stressful times for sellers occur as a result of not sharing all of the information with their agents. Not being forthright with your agent is a huge mistake because your agent is not just your Realtor, they are your advisor as well. We have done this many times and we have the experience and knowledge necessary to make things as easy as possible for you.



It’s our job to be proactive and look for solutions.

We really want to make sure that you have the feeling that we treat your home sale as if it is our own. We want to be your Realtors for life, so making sure you have a positive, non-stressful experience is one of our main goals.

It is our job to be proactive and look for solutions. We are always here to help our clients get through the process, and the more information we have from them the better.

If you have any questions for us at any time or you have any real estate needs that we can assist with, don’t hesitate to give us a call or send us an email. We would love to hear from you soon.

Protect Yourself Against These 3 Real Estate Scams


 There are three real estate scams I’ve become aware of recently that you need to know how to protect yourself against. 


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It can be a scary world out there. While the majority of people are good and honest, a few bad apples always try to take advantage of others.

Unfortunately, the real estate market is no different. Today I wanted to let you know about some real estate scams I've become aware of recently:

1. The mortgage closing scam. This scam is spreading across the country. It has become so prevalent that the FBI estimates it has led to over $1 billion in stolen or diverted funds in 2017 alone. It starts when hackers gain access to a real estate agent's email account. Then, when it's time to close a deal, the hackers, posing as the real estate agent, send instructions to the homebuyer on where to wire the money.

Of course, it is only after the buyer has sent thousands of dollars to an unknown bank account that the truth comes out—the real estate agent wasn't actually the one reaching out, and the buyer has been scammed.

2. Fake real estate lawyers. This scam is similar to the first one, in that the scammers will impersonate somebody legitimately involved with a deal. In this case, the hackers will impersonate a real estate lawyer who is associated with a particular home sale.

Then, at the time of closing, they will contact the buyer, either by email or over the phone, and tell them the wire destination has been changed. If this scam works, the homebuyer could again be out thousands of dollars.




Find a real estate agent you trust to represent your best interests.


3. The bait-and-switch. Unlike the first two scams, this scam targets sellers. It also doesn't require any hacking or impersonation—just a dishonest buyer. Here's how it works: A buyer makes an offer that's well above the listed price, the seller happily agrees, and the contract is signed.

But then, the buyer starts procrastinating, making excuses, and dragging out the process for months or even a year. In the meantime, the seller continues to pay costs for the home, and is getting more and more emotionally worn out. In the end, the unscrupulous buyer flatly says they can only buy the home at a lower price, usually under the listed price. And the seller, desperate by now, frequently agrees.

So, how can you protect yourself against these and other scams?

For one thing, avoid sending account information over email. Confirm everything over a phone call (to a number that you already know to be valid)—or even better, in person. And ultimately, find a real estate agent you trust to represent your best interests. 

If you are ever in need of a trustworthy real estate agent, my doors are always open. If you have any other questions or you are interested in buying or selling a home, don’t hesitate to give me a call or send me an email. I would be happy to help you.

Not Later, Right Now: Stop Procrastinating


 Most everyone puts off doing something until later. Here are two tips you can use to curb your habit of procrastination.


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The word ‘procrastination’ comes from the Latin roots ‘pro’ and ‘cras',  meaning ‘belonging to tomorrow.’

If you’re like anyone else on Earth, you put things off until tomorrow. There are things you can do and should do, but for one reason or another, you put it off. We’re here to help with two tips to stop procrastinating.

1. A little goes a long way. The Japanese call it ‘kaizen.’ Author James Clear calls it the ‘two-minute rule.’ The idea is if you do something for a small amount of time, it is easy; you won’t feel guilty about stopping after two minutes because that was the time you gave yourself. More than likely, you will continue a bit longer. Those two minutes, however, are arbitrary—it can be 30 seconds. There are so many tasks that we put off that could be completed in about a minute, and it helps to create habits without weighing yourself down.



There are so many tasks that we put off that could be complete in about a minute.


2. Procrastinate correctly. Contrary to what you might think, procrastination isn’t a bad thing. Many amazing people we consider to be geniuses and effective individuals were chronic procrastinators. The architect Frank Lloyd Wright completed what was arguably his most famous work, a landmark home called Falling Water, in two hours after procrastinating. Wolfgang Amadeus Mozart regularly and intentionally procrastinated on his masterpieces, so much that pages were often still wet with ink at performance time. Many procrastinate to light a fire under themselves, and the desperation to complete something leaves little space for hesitation and self-criticism that so often gets in the way of the creative process.

As always, we are here for anything you need. We’re grateful to be your community resource and are ready to serve you, your friends, family, relatives and neighbors. Feel free to reach out to us at any time.

How Can You Find a Great Agent Anywhere in the Country?


Being a part of Keller Williams Realty allows us to help you find a great agent anywhere in the country.

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Are you moving to another part of the country but you’re not sure where to find the best real estate agent in that area? You’re in luck.

Being a part of Keller Williams Realty allows my team to help you in New Jersey and other parts of the country. We’ve formed relationships with many people in a variety of industries. Anywhere in New Jersey, we can put you in contact with the best agent in town.

If you’re considering an out-of-state move, we have top connections with mortgage brokers, financial planners, accountants, and contractors all around the country. Whether it’s New York, California, or anywhere in between, just let us know your needs and we’ll make the conversation happen.



We’ve formed relationships with many people in a variety of industries.



We’re also here for any other real estate needs you may have as well. We’re grateful to be your real estate resource, and we’re ready to serve you, your friends, relatives, and neighbors in any community.

If you have any questions at all or you’re thinking of buying or selling a home, don’t hesitate to reach out to us. We’d be happy to help you.

5 Tips for Moving With Pets


If you’re moving, you need to think about your four-legged friend, too. Here are a few ways to make the move easier on your dog.

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If you think the process of moving is stressful for you, think about what your dog is feeling! Moving from an old home to a new one can confuse your pet, but there are a few easy things you can do to make this an easier and more enjoyable experience for your best friend: 

1. Tell your dog you are moving. I know it might sound silly, but we all talk to our dogs. Although they can’t understand the words we are saying, they can understand and become accustomed to change. A good idea is to take your dog on some walks in your new neighborhood near your new home before you move in.

2. Arrange your new home in a similar manner. Organizing your new home like your old one can help bring a nice level of comfort to your pets quickly. Put their treats and toys in similar places, too.


Getting a new dog tag is a good idea.



3. Research local vets before moving. Print that information out and save it for after you move. You’ll be happy you did.

4. Get an updated dog tag. If you’re moving addresses, getting a new tag is smart. If your dog happens to get out, your neighbors will know how to reach you and where you live.

5. Research the local laws regarding pets. You may have to re-register your pup with the new state or city you’re moving to.

Keep in mind that change is scary for your dog, too. Try to comfort your pup as much as possible during the move by showing a ton of affection. After all, moving can be RUFF!

As always, we’re here for you anytime you have a question about real estate or a need we can help serve. Feel free to reach out to us via phone or email any time. We look forward to hearing from you soon.