Bergen County Real Estate Video Blog with Jeff & Debra Adler

How Can Trading Up Solve Your Space Issues?

Northern NJ Real Estate Expert Debbie Adler Discusses how trading up can solve your space issues

There are many great Northern New Jersey area homes for sale. Click here to perform full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (201) 825-1266 for a FREE home buying or selling consultation to answer any of your real estate questions.

Hi, I’m Debby Adler with the Adler Home Team. Today we wanted to speak to you about trading up.

Are you outgrowing your current home and thinking it might be time to look for a bigger home? If so, you are in the market to trade up! There are several reasons that our clients are choosing to trade up.

First, buyers want to lock in the mortgage rates while they are at an all-time low. Locking in these rates now is a wise investment.
Second, trading up also locks in any future appreciation that a home may have. The more expensive the home, the more it will appreciate in value over time.

There are a few ways that you can trade up:
• Sell your existing home first and then purchase a new one.
•Purchase a new home first and sell your old home at a later date.

Whichever step you prefer, we are here to provide you with expert guidance and advice throughout the process, ensuring that you make good decisions with the best results possible.

Thanks for your time. Please reach out to us for any questions at any time. Enjoy your day.

Taking Advantage of Current Conditions

Hi, I’m Debby Adler with the Adler Home Team. Today we wanted to speak to you about rising interest rates.

Many people have been asking us lately about interest rates and what we can expect down the road.

Over the last few years the Government has been buying mortgage-backed bonds at a very fast rate. This has been keeping interest rates at near record-lows, around four and a quarter percent for a 30-year fixed-rate mortgage. However, the Fed has slowly been reducing the amount of bonds they are buying and has announced that they plan to stop buying them altogether before the end of the year. This may result in a jump in rates to as high as five and a half percent come springtime.

The higher rates are still attractive to buyers, as interest rates have been around 8% on average for the last 30 years. If you do the math, this change in rates could have a big effect on your spending power. If you plan on living in your home for 10 years, you could save as much as $18,000 by locking in current interest rates.

If you have the option of moving today, we recommend you start looking for your next home. Now is the time to lock in low rates for future savings!

Thanks for your time. Please reach out to us for any questions at any time. Enjoy your day.

An Agent Can Give You What Trulia and Zillow Can't

Hi, I’m Debby Adler with the Adler Home Team. Today we wanted to speak to you about popular home search websites.

Have you been using the popular websites, Zillow or Trulia for your home search? If you haven't heard, Zillow has purchased Trulia. As a home buyer this affects you in several ways.

These 2 large sites are coming together and providing data to the public. This may sound great, but the data on these sites is often outdated and incorrect. These sites aren't synced with our local NJMLS like our site is, so you are seeing a lot of inaccurate information. We can provide you with the most accurate values. We have had clients send us listings they are interested in from Zillow or Trulia, only to find out that these homes have already gone under contract or sold.

The second problem with these sites is the inaccuracy of home values. These sites use an algorithm to determine the approximate value of your home and don’t take into account information specific to your home and area.

We can help you get a true and accurate valuation for your home. If you have any questions at all or know somebody who is looking to buy or sell a home in Bergen County, NJ, please don't keep us a secret. We are here to help and would love to assist you with any and all of your real estate needs.

Thanks for your time. Please reach out to us for any questions at any time. Enjoy your day.

10 Roadblocks that Nearly Derailed These Home Renovations

Renovating your home is exciting - but it's not always easy. Sometimes it feels like anything that can go wrong will go wrong. If you are feeling discouraged about your current home renovations, or just simply want to be entertained, take a look at these 10 missteps that nearly derailed these homeowners' best laid plans:

This couple got a crash course in the complexity of masonry when 55 of their 80 tiles were damaged on delivery. Once ordering more, the new tiles looked a lot different than the ones already laid!
Another couple cut their counter top too short, so they had to to have a whole new one made.
Getting help from a designer? Make sure they aren't making decisions without you. As one couple learned the hard way, you may end up with a glow-in-the-dark garage!
Before you order appliances and other large structures, be sure they can fit through your doors!
After removing the carpet you may find an unpleasant surprise - as one couple did. Chipping away at parquet may slow your improvements down a bit!
Speaking of unpleasant surprises, you may find out you have mold behind your drywall.
If you want your renovation to go smoothly, pray that your oven hood has been working properly. Otherwise, you may have to spend some time cleaning the grease out of the ceiling.
Choosing and applying wallpaper may seem like a good bonding experience - but, as you may have learned, it's probably wiser to hire a professional.
That old wood paneling may be harder to remove than you thought. Just so you know...
Before ordering beautiful, new, custom-made cabinets, make sure they're not too tall or too short. Remember, measure twice, build once!

These obstacles frustrated these particular homeowners, but similar problems arise all the time. It's important to remember that all these folks made it through the roadblocks and are now enjoying their newly renovated homes. So stay strong and pray you don't run into any problems as messy as these!

Now is the Time to Invest in Real Estate

Now is the Time to Invest in Real Estate

Hi, I’m Debby Adler with the Adler home team. Today we wanted to speak to you about Investment Properties.
Lately, a few people have asked us whether income properties are a worthwhile investment. Without a doubt, the answer is yes. Real estate is a great way to earn an income and control your investment. It provides you with an active role in the success of the investment.

With low home prices and mortgage rates, now is the time! Be sure to review the tax ramifications of investing. Enlist a knowledgeable real estate agent who is familiar with popular rental areas. Also find a handyman who will be available for any repairs. The more support you have, the better the experience will be.

Thanks for your time. Please reach out to us for any questions at any time. Enjoy your day.

With Rising Interest Rates, a Hybrid Mortgage May Benefit You

There are many great Northern New Jersey area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (201) 825-1266 for a FREE home buying or selling consultation to answer any of your real estate questions.

Could a Hybrid Mortgage benefit you?

Hi, I’m Debby Adler with the Adler home team. Today we wanted to speak to you about Hybrid Mortgages.

Are you thinking about buying a new home this year? Some mortgage economists are predicting that conventional 30-year fixed-rate loans may go to 5.5 percent before year-end.

So should you shop primarily for a traditional mortgage product that guarantees you a specific rate for 15 to 30 years? Or should you check out hybrids? These are loans that provide you a guaranteed fixed rate for a predefined period — say, five, seven or 10 years — then convert to a rate that can change annually.

The right choice for you depends on how long you are planning to stay in your new home.
The case for sticking to a 30 year fixed mortgage is that rates are still historically low. However, for first time buyers who may be looking to purchase a smaller starter home and move up to a bigger home 5 or 10 years down the road, the hybrid may be for you.

The bottom line is you should check out all the options available to you. If you are comfortable with the potential risks, and the monthly savings advantages of a hybrid are substantial, go for it.

Thanks for your time. Please reach out to us for any questions at any time. Enjoy your day.

How to get ahead of the spring market

Hi, I’m Debby Adler with the Adler Home Team.

Today we wanted to speak to you about How to Get Ahead of the Spring Market. Are you waiting for the warmer weather to come to start planning your next move? No need. Now is the time! Start by making a list of necessary renovations. Start those do it yourself projects. Clean out your closets and donate or sell any items you no longer need. Once the snow melts, your home will be ready for the Spring Market! Thanks for your time. Please reach out to us for any questions at any time. Enjoy your day.

9 ways to prepare your home for winter

9 ways to prepare your home for winter

Hi, I’m Debby Adler with the Adler home team. Today we wanted to speak to you about how you can prepare your home for winter. Now that the Polar Vortex has left us freezing, it's important to protect your home from the potential damages of extreme temperatures, snow and ice. Here are some ways to keep your property safe!

1.   Get your furnace inspected, cleaned and tuned up. It will save you hundreds of dollars each winter.
2.   Have your snow blower tuned up.
3.   Prevent ice jams by having gutters cleaned and prepared for winter.
4.   Turn off all exterior faucets. Water should be drained from the line so that you don't have any cracks or bursts during the winter.
5.   Turn on your generator and let it run for a bit. Be sure to have gas on hand.
6.   Check your sump pump.
7.   Get your chimney inspected. If you plan on enjoying some fires this winter make sure everything is cleaned and inspected to prevent possible accidents.
8.   Weather-strip your doors and set up timers on your lights.
9.   If you are heading out on vacation, turn off the water and the main valve to prevent any cracks or bursts.

Thanks for your time. Please reach out to us for any questions at any time. Enjoy your day.

Are you tired of making New Year’s resolutions each year only to have them turn into unfulfilled goals?

Hi, I’m Debby Adler with the Adler home team. Today we wanted to speak to you about New Year Resolutions.

Are you tired of making New Year’s resolutions each year only to have them turn into unfulfilled goals? Make this the year you achieve those goals! Whether you are hoping to become more financially secure , physically fit or reduce your stress level, the first step for making your resolutions stick is to establish a plan!

If your 2014 New Year’s resolutions include buying a home, start the year off right by making sure you are financially set. This includes reviewing your debts so you can afford a new house. Also, organize your income tax documents and bank statements to make the process of buying a home easier. This will lessen the stress when you are ready to start looking at properties!

Thanks for your time. Please reach out to us for any questions at any time. Enjoy your day!

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Why Hire Us?

Jeffrey and Debra Adler's proven track record in real estate is demonstrated by their long list of very happy clients. Currently, they are ranked 10th in the state of New Jersey and are in the top 1% of all agents nationally. Count on Jeffrey and Debra to exceed your expectations. They listen to your individual needs, using innovative marketing skills and paying attention to detail to help you make good decisions and reach your goals.

The Adler Home Team previews over 400 homes a month in beautiful Bergen County and they are extremely knowledgeable about the market. Settling over 900 families in their Bergen County homes gives the Adler Home Team the experience you are looking for. These hundreds of families found the Adler Home Team to be creative, professional, diligent, and knowledgeable. Put their expertise to work for you. Discover how their experience and expertise can benefit your next New Jersey home purchase or sale!

Jeff & Debby Adler
The Adler Home Team
Keller Williams Realty
21 Bellgrove Drive
Mahwah, NJ 07430
Serving All of Northern New Jersey
Office: 201-825-1266
Cell: 201-264-9208
theadlerhometeamus@gmail.com

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